Exemption

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Granted based on certain hardships and life events, health coverage or financial status, membership in some groups, and other circumstances. For plan years through 2018, most people must have qualifying health insurance or pay a fee (sometimes called the “Shared Responsibility Payment,” “mandate,” or “penalty”) unless they qualify for a health coverage exemption.

Related Articles:
  • Glossary: Exemption Certificate Number [ECN]
    A number the Marketplace provides when you qualify for a health insurance exemption. When you fill out an exemption application, the Marketplace will review it and determine if you qualify. The Marketplace will mail you a notice of the exemption eligibility result. If you qualify for an exemption, the notice will include your unique identifier, called the exemption certificate number (ECN). Each member of your household who qualifies for the exemption will get their own ECN. You’ll need your ECN when you file your federal taxes for the year you don’t have coverage.
  • Glossary: Dependent
    A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction. Under the Affordable Care Act, individuals may be able to claim a premium tax credit to help cover the cost of coverage for themselves and their dependents.
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